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Home Montenegro

Digital Nomad Visas in Europe – Montenegro as an Affordable and Flexible Option

February 12, 2025
in Montenegro
Digital Nomad Visas in Europe – Montenegro as an Affordable and Flexible Option
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foto: Forbes

Although Finland has a high cost of living, it offers one of the most affordable digital nomad visas in the EU. To qualify for the self-employment visa in Finland, applicants must earn at least $1,260 (€1,220) per month, or just over $15,000 per year. This is the lowest income requirement among EU countries offering digital nomad visas, making Finland an excellent choice for remote workers seeking an affordable destination.

This visa is available to non-EU citizens who are self-employed or run their own business. The low income threshold and high quality of life in Finland make the country attractive for remote workers who can sustain a modest income while enjoying the benefits of Nordic living.

However, one caveat exists—Finland can be extremely expensive, meaning that staying in the country with a digital nomad visa may require adjusting one’s lifestyle (for example, fewer meals at restaurants) compared to other European countries.

Montenegro and Albania: Outside the EU, but Affordable and Flexible Options for Digital Nomads

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foto: Forbes

To obtain a digital nomad visa in Montenegro, applicants must earn at least $1,446 (€1,400) per month. Additionally, Montenegro allows digital nomads to stay for up to four years, which is longer than many other European digital nomad visas. Moreover, they may be entitled to certain tax benefits, with the government still finalizing the details.
Podgorica, Photo: Shutterstock

Thanks to the Unique Permit program, Albania is becoming an increasingly popular destination for digital nomads. Applicants must prove they are employed by a company outside of Albania and can support themselves financially, earning more than $10,125 (€9,800) per year.

This visa allows digital nomads to stay in the country for up to one year, with the option to extend up to five times. This makes Albania an affordable option for remote workers looking for a budget-friendly European destination. With 476 kilometers of coastline, stretching from the Adriatic to the Ionian Sea, Albania is currently a travel gem, offering all the beauty and landscapes of Europe without the high costs.

Iceland and Estonia: High Income Requirements for Digital Nomads

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foto: Forbes

Iceland is an attractive destination for digital nomads due to its unique landscapes and climate, but it may not be the best choice for those with lower incomes. To qualify for a long-term remote work visa, valid for six months, applicants must earn at least $7,310 (€7,075) per month—the highest income requirement in Europe. In addition to the high income threshold, applicants are considered tax residents during this period.

Estonia is another popular destination for digital nomads, known for its strong digital infrastructure. However, its monthly income requirement is also relatively high—the digital nomad visa is only available to those earning at least $4,650 (€4,500) per month. This visa allows remote workers—whether freelancers or employees of foreign companies—to live and work in Estonia for up to one year.

Romania: Not the Lowest Income Requirement, but Offers Tax Benefits

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foto: Forbes

Romania offers a digital nomad visa, but applicants must prove they earn three times the average gross salary in the country, meaning they need a minimum monthly income of $4,081 (€3,950).

In 2023, the Romanian government clarified the tax status of digital nomads, ensuring that those who stay in Romania long-term are exempt from income tax, social contributions, and health insurance fees. This could make Romania an attractive destination for remote workers, as the financial benefits could outweigh the higher monthly income threshold.

For remote workers looking to live and work in Europe, digital nomad visa income requirements vary significantly from country to country. Spain has a relatively low income threshold compared to Iceland or Estonia, but countries like Finland, Montenegro, and Albania offer even more affordable options for budget-conscious travelers.

Alex Ledsom, Contributor, Forbes

Vijesti

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Publish date : 2025-02-10 06:25:00

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